If Shenlong company is extremely short of money or makes a large-scale investment, it will borrow more and borrow more so-called things.
But if Qing Liu doesn’t have an investment plan to borrow so much money, it can make the company account lie flat.
Wei Zhang knows clearly that it is impossible to damage the company’s interests because President Su has sent himself a set of teapot tea sets and called himself his brother-unless he is out of his mind, he will help President Su to pit Qing Liu.
Bang bang bang.
"Jin"
I heard Liu Qingyin push the office door to Wei Zhang and went in. President Su arranged a suit and then went in.
"general manager Liu"
Wei Zhang pointed to the smiling President Su beside him and said, "This is President Su of our county construction bank."
"Hello, Manager Liu."
As soon as Wei Zhang’s voice fell, President Su sprang to Qing Liu’s desk, stretched out his hands and smiled and said, "I wanted to visit you long ago, but I was afraid that I would disturb you and never dared to come. Haha!"
"President Su is welcome."
Qing Liu held out his hand and President Su gently shook a finger at the sofa and smiled, "Please sit down."
"Good Liu, please sit down."
President Su nodded and smiled and waited until Qing Liu sat down before he sat down. His body was quite straight.
"Manager Zhang"
Qing Liu said to Wei Zhang, "You introduce a company to President Su."
"Good Manager Liu"
Wei Zhang nodded his head and said seriously to President Su, "President Su invited you to come here today, mainly because the liquidity of Shenlong Company is a little nervous recently, and he wants to borrow some collateral from you. The brewery in Yulong Village covers an area of square meters …" He probably said a collateral.
President Su also pretended to be the first to hear a very cooperative nod.
"… the purpose of our company’s loan is to build a feed factory with an annual output of five million tons …"
Wei Zhang picked up important things and told President Su again that President Su secretly glanced at his watch, and his heart jumped. Although Wei Zhang said it was fast, it took twenty minutes. According to what he said before, Liu Qingyou had forty minutes, but now there are less than twenty minutes left.
President Su decided to interrupt Wei Zhang with a face of apology. "Manager Zhang, you said that infrastructure investment and factory renovation are real. I have already seen them on the way just now. To tell you the truth, there are some things in our county that I knew before."
After a pause, President Su said, "Manager Liu and Manager Zhang are not strangers. In addition, our county will focus on Yulong Village and Shenlong Company this year. If you want to have loan requirements, just say it. Just say it in collateral. Hehe, just mean it casually."
"President Su"
Wei Zhang coughed and said, "How can that work? We have to follow the formal procedures. "
"Manager Zhang said that it is right to follow the formal procedures."
President Su nodded solemnly and said to Qing Liu, "Liu, how much do you think you are going to borrow? Do you think 100 million is enough? "
Chapter seven hundred and ninety-three The letter is worth ten billion.
"Ten billion?"
Qing Liu raised his eyebrows and looked at the seriousness with a smile. President Su said half-jokingly and half-seriously, "It’s too much. Besides, President Su said, I don’t want to mortgage everything in the company. According to your bank loan rules, if you give me a loan of one billion, then my collateral will be less than two billion."
It is true that the bank has secured the loan funds. The usual practice is that if the collateral is worth ten dollars, it is the most reasonable to put in a loan of four dollars-it can guarantee the loan funds to the greatest extent. If the loan cannot be recovered, it is not too difficult to sell the collateral at a 40% discount in the future.
Of course, this requires an asset appraisal of the collateral.
"But I think now the Shenlong Company is mortgaged to you, and I guess it’s not worth two billion."
Qing Liu smilingly looked at President Su.
"general manager Liu"
Su Hangchang shook his head and said with a generous face, "Why isn’t Shenlong worth two billion? If you let me evaluate the value of Shenlong Company to be less than 200 billion, it will be worth 10 billion if you believe in Liu alone! "
Qing Liu’s heart.
Looking at Su Hangchang’s face is not red and he is not breathing. Wei Zhang can’t help feeling that Su Hangchang is not easy-it is also a job to flatter so naturally and skillfully!
"President Su"
Qing Liu laughed. "Don’t wear a top hat for me."
"Liu, I mean everything."
President Su sincerely said, "Shenlong Company has developed rapidly from a small rural enterprise to a key leading enterprise in Wenchang County. How long has it been? If it weren’t for your foresight and long-term vision, Shenlong Company could develop so fast? "
"Besides, which of the villagers in Shili Village around you went to Liu and you didn’t give a thumbs-up and praised him? How many practical and good things have you done for the people? If you speak, which villager will doubt it? So I said that if you believe me, it seems to be worth one hundred billion. "
"Liu, this is my truth. Let me tell you this. At present, Shenlong Company is facing temporary financial difficulties. It is an honor for my old Soviet Union to think of our construction bank, and it is also your recognition of our ability and strength. Similarly, we also believe and recognize Shenlong Company, especially Liu Zong."
"I’ll give you a good explanation today. A loan of 5 billion yuan will become collateral in one word. Just mean it."
Although President Su pretends to be generous, he still dares not break some rules, such as the loan collateral must be available, but it is not necessary to mortgage all the assets of the flag of Shenlong Company. That would not hurt feelings a little.
President Su is still counting on dealing with Shenlong Company frequently.
"Ha ha, President Su, it’s going to be a day for you to flatter me so much."
Qing Liu smile. Naturally, he won’t take President Su’s flattery as a matter of serious belonging to the family. What President Su touts so hard is to let himself borrow more money.
Glanced at Wei Zhang Qing Liu and said, "Manager Zhang, you are in charge of our company’s finance. According to the previous plan, how big is the difference if our company needs a loan?"
President Su knows that the topic is coming. Although Qing Liu is the boss, he will never and will not bother to take care of the mental things such as budget cost. It is Zhang Weishen who really decides how many people to borrow.
That is to say, Wei Zhang has become a figure who can decide whether his performance this year can reach the standard.
If he says that he needs a big funding gap, Qing Liu will definitely consider lending more. If he says that the funding gap is not big, Qing Liu will definitely not throw more interest out because of the big head. That’s not necessary!
Feeling the nervous eyes of President Su, Wei Zhang did not go to see him and pondered carefully. He said to Qing Liu, "Liu, if you don’t invest heavily in building a factory or make a big move in the living area and factory area this year, I think our loan amount is about 300 million yuan."
After a pause, Wei Zhang added, "If Mr. Liu has other plans, he can borrow a little more, for example, about 500 million to 600 million yuan. President Yu Su said that one billion I don’t think so much."
"Yeah, I see."
Qing Liu nodded, lit a cigarette and smoked it, thinking about it.
"Thanks, bro."
President Su expressed his gratitude to Wei Zhang and said, although he didn’t directly say that he needed 500 million yuan, he later helped himself.
Wei Zhang ignored him to be honest, but he was seeking truth from facts. From the perspective of a financial manager, it is naturally better to hope that the company’s funds will be looser.
It has become a habit for Qing Liu to tap his fingers on the table while smoking a cigarette. Whenever he thinks about a problem, his fingers will tap something consciously or unconsciously.
How much is the loan? Qing Liu doesn’t care that when there was a brewery last year, the annual sales reached more than one billion. So far this year, the production capacity of the second-phase brewery has been released, and the market is still not saturated at all. Besides, at present, only SC Province is exclusively sold by Xinhua Supermarket.
You know, Huaxia has more than 30 provinces.
Even if the brewery is transformed from a former processing plant and put into production in Qing Liu for half a year, the market will not feel saturated. According to the feedback from Xinhua Supermarket and Kyoto City Direct Store, the return rate of old customers of Longjing wine has reached 1%, but those who have bought Longjing wine will come back to buy again.
Qing Liu knows the reason well, except for the mellow taste, drunkenness and headache, those who drink dragon wine must have found that their physical fitness has gradually improved 2.
Master Su and Li Lao are a good example of this.
It is no exaggeration to say that there is not enough dragon wine.
In this case, even if President Su had so much money to lend to Qing Liu for a loan of 10 billion yuan, Qing Liu wouldn’t frown. But before that, he had to spend so much money. Is there any place to spend it?
Chapter seven hundred and ninety-four Huge temptation
Deng Deng Deng Deng
Qing Liu’s fingers beat rhythmically on the table.
He suddenly thought of chatting with fengjian, the former head of Xinhua Supermarket in SC Province. Xinhua Supermarket adopted the method of rapid expansion of city financing to occupy the market.
But this method is not feasible for Liu Qing.
Because of the restriction of the divine power of the earth, it is impossible for Liu Qinggen to expand to neighboring provinces like Xinhua Supermarket, and he will try his best to build Yulong Village to construct an industrial cluster plan.